Public Transportation (10+ units)

Target Classes of Business
  • Charter and Tour Operators
  • Municipal Transit Authorities
  • Limousine Services
  • School Districts
  • School Bus Contractors
Ineligible Classes of Business
  • Taxi Services
  • Black or Silver Cars
  • Airport Shuttles
  • Non-Emergency Medical Vehicles
  • Emergency Medical Vehicles
  • Social Service Agencies
  • Non-Yellow School Van Operations
  • Party Buses
  • Van Pools
Available Coverage Options
  • Auto Liability Up to 10M
  • UM/UIM/PIP/Medpay
  • General Liability Up to 10M
  • Physical Damage
  • Garage Liability
  • Garagekeeper's Legal Liability
Coverage Enhancements
  • Extended Towing
  • Blanket Additional Insured
  • Blanket Waiver of Subrogation Including Primary and Noncontributory
  • Identity Theft Expense Reimbursement
  • Hired and Non-Owned Liability
  • Excess Physical Damage Catastrophe Coverage
  • Limited Abuse or Molestation Coverage
  • Convenient payment plans including both agent and direct bill options
  • Prompt and accurate state and federal filings are made the same day in most cases
  • A wide range of available endorsements to quickly meet the demands of today’s public transportation operations
  • Specialized claims service provided by an experienced team who understands your business and the importance of getting you back on the road
  • We offer comprehensive risk management expertise through Professional Safety Consulting, Inc. Available services include compliance reviews, safety evaluations, driver training meetings, loss history and accident trending analysis
  • Underwriting Team that is committed to a maximum 24 hour response time
  • Carolina Casualty’s Service Commitment is a written promise to our customers as to servicing expectations during the policy term

Available in all states except Alaska, Hawaii and Massachusetts. Accounts written in Louisiana require a $25,000 deductible. Available exclusively to approved retail agents and brokers.